How to Claim Insurance Following a Car Accident
If you have been involved in a car accident, you should know what to do in the event of a claim. Here are a few tips that you should be aware of when you've been involved in an accident.
An accident can be stressful but you should keep a cool head and get the information you need in the event of a claim. You should start by collecting the information of all the drivers involved, and also give your details to them. This is a legal requirement and you should do this as soon as possible.
The next thing you should do is contact your insurer and inform them of the accident. You should do this as soon as possible as it may influence your pay out.
Be sure to check the wording of your policy to make sure that you will be covered, and what the time periods are for reporting an accident. This can be anything from two days to two weeks after the accident.
You should get information from other drivers, and this should include:
- Vehicle registration
- Name of the driver •
- hone number of the driver
- Insurance company details of the driver
You should provide the same details to them, so that claims can be settled swiftly. You'll also need the details of the accident, which can usually be confirmed by the police report. You can use sketches to help explain what happened, if you can remember clearly.