What Does Accident Insurance Include?
When you are involved in an accident your insurers will determine what you are covered for. Learn more about what your accident insurance includes.
Being involved in an accident can not only be traumatic. It can also be very expensive. This depends on the type of car accident insurance you have.
Being insured is a legal requirement and covers you all other drivers in the event of an accident. The amount of insurance you pay will be determined by many factors.
You can choose between different types of accident insurance, including:
- telematics policies
- third party only
- third party, fire and theft
- comprehensive
Each of the above will have different benefits. Telematics policies use software to determine your premium. This is based on the nature of your driving and how you use your vehicle.
Third party only policies provide you with a minimum level cover. It will cover your liability for injury to others. It will also cover damage to any third party property.
Third party, fire and theft will cover the same as a third party policy, and more. It will also cover theft of your vehicle or fire damage. A comprehensive insurance policy will provide you with extensive cover.
It includes everything above, as well as a few additional benefits. You will have cover for windscreen damage, loss of personal effects, and accident damage.
Amount of insurance you get will depend on your needs, as well as your budget. But it is a legal requirement to have insurance so always compare the benefits.
Car Care Centre offer professional insurance repairs for vehicles throughout Birmingham. Contact us on 01214 586 000 to discuss your requirements.