What to Do When You Need Accident Repair
When you are involved in an accident your car will need to be repaired as quickly as possible. Let's take a look at the difference between choosing a repaired and using your insurance.
There are many benefits in choosing your own repairer for your car. You will likely benefit from a more affordable price and personal service. This is often more important for car owners are using their insurance. But then maybe some drawbacks if you choose not to work through your insurance company.
Firstly, you may be liable to pay a higher excess fee. Your insurance may also not pay out the full amount. Added to that, you may not qualify for a courtesy car if you choose your own repairer. These are some of the negative points when choosing your own repairer. But sometimes the benefits of using a private repair garage may just be worth your while.
When you are involved in an accident the first thing to do is to notify your insurance company. They will very likely recommend the repairer, which you may choose to use. If you do not want to use the repairer, you may choose your own.
Find out exactly what your excess fee will be as well as who will cover the guarantee of the repair job on your car. This may be very important in years to come.
If you do get a private quotation, make sure that your insurer proves it. Be clear on what you will need to pay and what will be covered by your insurance.
Car Care Centre offer professional insurance repairs for vehicles throughout Birmingham. Contact us on 01214 586 000 to discuss your requirements.